Letters to Investors

The Air Warrior Money Blog

Plain-language notes on investing, protection, tax and retirement - written for the people we serve, without jargon or sales pitch.

Planning28 July 20264 min read

Goal-Based Investing: Plan Your Money Like a Mission

Every sortie has an objective. Your money deserves the same clarity: a named goal, a number, and a date.

Basics14 July 20263 min read

One-time KYC opens the door to every mutual fund in India. Here is what you need and how the process works.

Defence Life30 June 20264 min read

Frequent postings are hard on paperwork and habits. This simple drill keeps your finances mission-ready through every move.

Retirement16 June 20264 min read

The Senior Citizens' Savings Scheme offers government-backed safety and regular payouts. Here is how it fits into a retirement income plan.

Basics2 June 20265 min read

After a decade of reviewing portfolios, the same seven errors keep appearing. Check yours against this list.

Planning19 May 20263 min read

A fixed deposit feels safe, but at 6% inflation your money's purchasing power halves in about twelve years. Plan for it.

Planning5 May 20264 min read

Education costs inflate faster than most things. A named SIP started early beats an education loan negotiated late.

Retirement21 April 20265 min read

The last five years of service decide the comfort of the next twenty-five. Run this checklist well before the farewell.

Behaviour7 April 20264 min read

Every long-term equity return in history was earned by someone who sat through frightening headlines. Here is how to be that investor.

Planning24 March 20264 min read

Which funds you pick matters far less than how you split money between equity, debt and cash. Get the split right first.