Disclosure

1. Registration status

Air Warrior Money acts as a distributor of mutual funds and is registered with the Association of Mutual Funds in India (AMFI) as a Mutual Fund Distributor. Our AMFI Registration Number (ARN) and the EUINs of our employees are available on request and are quoted on transaction documents as required. We are not a SEBI-registered Investment Adviser, Research Analyst, Portfolio Manager or stock broker.

2. How we are compensated

As a distributor, we receive commission from Asset Management Companies (AMCs) for the distribution of their mutual fund schemes under the regular plans in which our clients invest. This commission is paid by the AMC out of the scheme's expense ratio; it is not charged separately to you over and above the scheme's stated expenses.

Commission rates vary across AMCs, scheme categories and, in some cases, the amount and duration of investment. Scheme-wise commission structures received from AMCs will be disclosed to you on request, and the commission earned in respect of your own investments is reflected as required under applicable regulations. We may also receive remuneration from insurance companies and other product providers for products distributed through us.

3. Conflicts of interest

Because different products and schemes may carry different commission rates, a potential conflict of interest exists in any distribution business. We manage this by recommending products based on your stated goals, horizon and risk profile, documenting the rationale where appropriate, and disclosing commission structures on request so that you can make an informed decision.

You always have the option to invest in direct plans of mutual fund schemes, which do not involve distributor commission and have a lower expense ratio, either directly with the AMC or through other platforms. If you invest in direct plans, our distribution services and support do not apply to those investments.

4. Risk disclosure

Mutual fund investments are subject to market risks. Read all scheme related documents carefully before investing. Past performance is not indicative of future returns, and no scheme or return is guaranteed. Product suitability depends on your individual circumstances.

5. Investor grievance redressal

For any service issue or grievance, please write to care@airwarriormoney.com or call +91-8010001555, and we will endeavour to resolve it promptly.

If your grievance relates to a mutual fund scheme and is not resolved to your satisfaction, you may escalate it to the concerned AMC's investor service cell, and thereafter to SEBI through its online complaint redressal system, SCORES, at scores.sebi.gov.in. Complaints relating to distribution conduct may also be raised with AMFI at amfiindia.com.

6. Anti-money laundering and KYC

We follow the Know Your Customer (KYC) and Anti-Money Laundering requirements prescribed under applicable law and SEBI regulations. Investments can be accepted only from KYC-compliant investors, and we may seek information and documents necessary to meet these obligations.

7. Updates to this disclosure

This disclosure may be updated from time to time to reflect regulatory changes or changes in our business. The version published on this website is the current version.