Letters to Investors

The Air Warrior Money Blog

Page 2 of 2 - older articles from our archive.

Tax10 March 20265 min read

How Mutual Funds Are Taxed: A Plain-Language Guide

Equity and debt funds are taxed differently, and holding period matters. Know the rules before you redeem.

Basics24 February 20263 min read

Six months of expenses in liquid form is the foundation every plan stands on. Build it first, then invest aggressively.

Retirement10 February 20265 min read

A large credit hits your account at retirement. What you do in the next ninety days shapes the next twenty-five years.

Retirement27 January 20264 min read

A Systematic Withdrawal Plan turns an invested corpus into monthly income while the balance keeps earning. Here is how to size it.

Protection13 January 20264 min read

Not a round number and not an agent's suggestion. The right cover comes from your family's actual arithmetic.

Retirement30 December 20254 min read

Low costs, extra tax deduction and market-linked growth. What NPS does well, and where it needs company.

Tax16 December 20254 min read

Equity Linked Savings Schemes combine an 80C deduction with equity growth and just a three-year lock-in. Plan it in April, not March.

Investing2 December 20253 min read

Increase your SIP by 10% each year in line with your pay, and the final corpus grows by lakhs. The maths is startling.

Investing18 November 20254 min read

SIP invests income you will earn; lumpsum deploys money you already have. Different problems, different tools.

Basics4 November 20254 min read

A fixed amount, invested automatically every month. The simplest wealth-building machine ever designed, explained from zero.